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Keller Williams Metropolitan
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Houston, Texas 77056
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Houston businesses rank among Fortune's 'Best Companies to Work For'

Four Houston-based companies made Fortune's "100 Best Companies to Work For" 2015 list, and three of them are in the top 20.

The list takes into account several factors within five categories: perks, diversity, paid time off, compensation and hiring/staffing.

Camden Property Trust (NYSE: CPT) moved up one spot to rank No. 10 this year, the highest rank of any Texas company on the list. It has ranked on the list for eight years.

Overall, California-based Google Inc. ranks No. 1 for the sixth time, and a total of 11 Texas companies made the list. Here are the Texas companies outside of Houston:

No. 18: NuStar Energy, San Antonio
No. 27: The Container Store, Coppell
No. 33: USAA, San Antonio
No. 55: Whole Foods Market, Austin
No. 69: Texas Health Resources, Arlington
No. 83: TDIndustries, Dallas
No. 92: Ryan, Dallas

The Houston Business Journal named 107 companies to the 2014 Best Places to Work List.Click here to read more about the top companies.

By:  Olivia Pulsinelli


Houstonians save most in Texas by refinancing home mortgage

Refinancing a home mortgage saves Houston area residents $135.4 million each year, according to an estimate from a personal finance website.  SmartAsset found that Harris County ranked No. 1 in Texas and No. 19 nationally in total savings from refinanced mortgages.

Harris County residents refinanced 42,065 home loans averaging $174,204 and saved $3,218 per year per loan, according to the New York-based company.

Nationwide, Americans refinanced more than 5 million mortgages averaging $209,317 and saved $3,997 per year per loan, according to SmartAsset. Refinancing saves homeowners nationally more than $20 billion a year.

Refinancing a home mortgage allows homebuyers to get a new loan with new terms, either by shortening the life of the loan to pay less interest or lengthening the life of the loan to get lower monthly payments.

SmartAsset advises refinancing if homeowners have improved their credit score, if average interest rates have fallen or if there is an opportunity to lock in a fixed mortgage rate. Sometimes, the fees and costs associated with refinancing a loan negate these savings. Homeowners can use mortgage refinancing calculators to see if they can save money by refinancing their mortgages.

SmartAsset calculated county-by-county loan savings by applying the national average pre-refinance interest rate of 5.88 percent and the national average post-refinance rate of 3.98 percent to the total balance of refinanced mortgages in every county in the country, and looked at the difference between the two interest rate loans. The New York-based online company used data from the Mortgage Bankers Association and Freddie Mac.

By:Paul Takahashi at Houston Business Journal